Terms of Service

These Terms of Service ("Terms") govern your use of the website operated by Kessler Alair Insurance Services, Inc. ("Kessler Alair," "we," "us," or "our") and any related communications, including SMS messaging. By using our site, submitting a form, or opting in to text messages, you agree to these Terms.

1. Informational Purpose

The content on this website is provided for general informational purposes only. It is not an offer to sell, a solicitation to buy, or a recommendation of any specific insurance product. Coverage is subject to underwriting, eligibility, and the terms of the actual policy issued.

2. No Insurance Advice Without Engagement

Submitting a form or otherwise contacting us does not, by itself, create an agency relationship, bind coverage, or obligate us to issue a policy. Any insurance recommendations are made only after a formal consultation and review of your specific circumstances.

3. SMS / Text Messaging Terms

By providing your mobile phone number and checking the consent box on any form, or by otherwise opting in, you expressly consent to receive recurring informational and marketing text messages from Kessler Alair Insurance Services, Inc. at the number provided, including messages sent using automated technology.

• Program description: Account notifications, policy reminders, service follow-ups, promotions, and other marketing communications from Kessler Alair Insurance Services, Inc.
• Message frequency varies. Message and data rates may apply.
• Help: Reply HELP to any message or email service@kessleralair.com.
• Opt-out: Reply STOP to any message to cancel. You will receive a single confirmation message and no further messages, except for any individually requested replies.
• Consent is not a condition of purchasing any product or service.
• Supported carriers include all major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

4. Acceptable Use

You agree not to use the site or our communications channels to transmit unlawful, harassing, or infringing content; to interfere with site operations; or to attempt to access non-public areas without authorization.

5. Intellectual Property

All site content, including text, logos, and graphics, is owned by Kessler Alair Insurance Services, Inc. or its licensors and may not be reproduced without written permission.

6. Third-Party Links

The site may link to third-party websites. We are not responsible for the content or practices of those sites.

7. Disclaimers & Limitation of Liability

The site is provided on an "as is" and "as available" basis without warranties of any kind. To the fullest extent permitted by law, Kessler Alair will not be liable for any indirect, incidental, special, or consequential damages arising out of your use of the site or our communications.

8. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles.

9. Changes

We may update these Terms from time to time. Updates take effect when posted on this page with a revised "Last updated" date.

10. Contact

Kessler Alair Insurance Services, Inc.
123 Foothill Boulevard, Upland, CA 91786
Email: service@kessleralair.com
Phone: (909) 555-1234